SBI Cashback Credit Card

credit-card

Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends) Offline spends: Get 1% cashback on everyday purchases (eligible offline categories) Online + offline cashback combined is capped at Rs 5,000 per statement cycle - save Rs 60,000/year Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel Cashback is auto-credited to your SBI Card account within 2 working days of statement generation FEES AND LIST OF CHARGES Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this Annual Fee: Rs 999 + GST, from second year onwards The annual fee is waived if you spend Rs 2,00,000 or more in the previous year DOCUMENTS NEEDED ID Proof: PAN Card/Form 60 Address Proof: Aadhaar, Passport, or utility bills Income Proof: Bank statements or salary slips Photograph: Recent passport-sized photo ELIGIBILITY CRITERIA Age: 21 to 65 years Employment: Both salaried and self-employed individuals Minimum Income: Rs 30,000 Credit Score: 650+ with no delayed payments in the past 12 months New-to-Credit: Allowed only for salaried applicants

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